Monday 28 August 2017

Service Charges

I bought tickets for Robert Plant’s upcoming tour this week. This was the first time I have used Amazon’s ticket service and I for the most part it was reasonably easy to use even though it took me ten attempts to get the tickets booked having been logged in on the dot of 9am when they were released. From what I can tell, their procedures do appear to have made a reasonable effort to tackle touts but I am pretty sure that some tickets will find their way on to the usual outlets with heavy mark-ups from their original price.

One thing that I did found odd is that Amazon listed the administration service charge separately from the ticket price. Many ticket vendors do this but the odd thing was that Amazon quoted the full transaction price up front and I really didn’t need to know that their cut was a fairly hefty £8.50. They don’t do this with anything else – what you see is what you pay (accepting delivery charges, of course). I can only imagine that they wanted to offer a fairly presented product but somehow felt obliged to compare to Ticketmaster and the like by showing what the mark up would have been.

I don’t object to paying for a service but I find the concept of the “service charge” to be underhand and devious. I also experienced this a few weeks ago when buying our new car. The dealer included a service charge of £99 for “administration” but as far as I am concerned this should have been included on the list price of the car. They also included a charge of £20 for diesel which is reasonable to a point as you have to drive the thing away but I’m fairly certain that there wasn’t £20 of diesel in the tank or else they were going by breakdown rates and including a service charge with that as well.

I find the whole concept of compulsory extra charges that are not variable nor in any way avoidable to be a highly dishonest practice but I wonder whether anyone could reasonably put a stop to it? Advertising standards, anyone?

Tuesday 22 August 2017

Newark Castle

Newark Castle - Port Glasgow
Newark Castle
We haven’t been along to see one of Historic Scotland’s buildings for a few weeks and I was rather surprised to see Newark Castle listed amongst them which I had always assumed was in Nottinghamshire. In fact there are several “Newark” castles and this one is in Port Glasgow on the banks of the Clyde.

The castle is very well preserved and has also been renovated to something like its former glory – in fact there were works going on there as we viewed it.

Newark Castle Hall
The interesting thing for me is that it was originally built by a George Maxwell in 1478 (or, at least, built for him by tradesmen unknown.) Could this be an ancient ancestor of mine? I’m not sure I’d be happy about that as one of his descendants was a Patrick Maxwell who turned the castle more into the grand mansion that we see today but who was notorious for murdering two neighbours and beating his wife who had 16 children by him (although, presumably, not all at once).

Anyway, the castle is well worth a visit as an example of Scottish Baronial style architecture if not so much for the memory of the rather unpleasant Patrick Maxwell. Mind you, I didn’t find out why it was called “Newark” but it should be remembered that it is an anagram of “wanker”.



Monday 14 August 2017

The "New" Car

After last week’s escapade selling our old family car I had the slightly more fun task of picking up our new one this week. At least, when I say “new” it is new to us but actually a 3 year old Ford Grand C-Max which is now fully paid for apart from the thundering great personal loan that I’ll be stuck with for the next two years.

The car itself seems fine. The one problem we had is that seven seat MPVs, all the rage a few years ago, are becoming thinner on the ground. Many manufacturers seem to have morphed their MPV offerings into “cross-over” vehicles which incorporate all the compromises of off-road vehicles (increased weight, high centre of gravity, reduced interior space, poor fuel economy and crap handling) with the inability of a standard road car to drive across a field. Maybe I’m exaggerating but I am not really bothered about the styling of this kind of vehicle. I am purely concerned with the practicality.

In terms of pure practicality the Grand C-MAX does a pretty good job of it. Compared to our old Toyota Corolla Verso it has a couple of convenience items missing (no cruise control, and it has manual only air-conditioning) and the seat adjustment isn’t quite as simple but it makes up with it in other areas such as having rear sliding doors and the ability to completely fold away the middle seat so it becomes a 6 seater with easy access to the rearmost seats. It’s also pretty decent to drive for the most part. The only downside for me is that we had to get one with a diesel engine.

There has been much in the news recently about whether diesel vehicles are the major cause of inner city pollution. They are certainly a contributory factor but little is said about whether they are actually suitable for the average motorist. Many are not but, unfortunately, government policy has been promoting them until very recently. The problem for second hand buyers like me is that I am reliant on what was being sold 2 to 3 years ago. Unfortunately, in terms of 7 seat MPVs they were almost all diesel. I checked with our local mechanic to see what he thought of the particular model and he rather put my mind at rest by saying that they find the PSA-Ford engine to be very reliable as long as the oil is regularly changed.

I suppose I should be OK with it as the purchase price was pretty reasonable and the slightly improved fuel consumption should hopefully offset any higher running costs (although, as a bonus, the tax is £125 per year less than our old car). It’s early days so far but the indicated fuel consumption is around 47mpg which is far off from what the manufacturer claimed (60mpg) but still slightly better than our old petrol powered Toyota. I won’t really find out the true cost until it comes to service time or, more worryingly, if one of the many three letter acronyms that come with diesel engines decide to play up. Anyway, by the time we come to replace this car I would be hoping that we could get by with something a bit smaller – hopefully with an electric engine, 2nd hand market allowing.

Monday 7 August 2017

Chancers and Tyre Kickers

After having to buy new tyres for my Golf last week I though my automotive expenses for the next year were all done and dusted. Of course, there is no telling for the Law of the Sod. On Monday, I had a rather apologetic phone call from Nina informing me that the door on our Toyota MPV had fallen off or, more specifically, that it wouldn’t now shut again. On examining it, it appeared that the latch that prevents the door from opening too wide had ripped through the sheet metal. Our local friendly car repairer pointed out that the structure of the door was compromised and that simple welding was unlikely to fix it.

My initial thought was to see how much the door would cost to fix. I managed to find a used door on Ebay and asked the repair guy how much it would cost to fit (given that it would need a respray). The answer was that it would cost a lot – in fact more than the car would be worth. This was important as we had been looking to replace the car at some point. Actually, we had looking to replace it for the last few years but each repair wasn’t enough to justify it and, being a Toyota, it is largely mechanically indestructible. A quick valuation with a an auction house in Glasgow showed that it was worth little more than the repair in perfect condition and certainly less given that car was fairly scruffy. A new (well, newer but second hand) car would be in the offing.

The odd thing about second hand car prices is that they are all about appearance. When I sold our diesel Mazda I got a decent trade in price, even though it let in rainwater and wouldn’t start before midday, simply because it looked smart and shiny. The Toyota was still in good mechanical order but it had various scuffs to the back bumper, a bit of rust along the tailgate, scuffed alloys and various small chips and imperfections across the body as well as an interior that looked like it had been regularly assaulted by 3 children for the last eight and a half years. Needless to say that I wasn’t expecting much in the way of trade in prices but I thought the offer of £100 from the used car dealer was rather taking the proverbial – particularly when I realised that £100 was the cost for them to take it off our hands.

The way to get the best price for a second hand car is to sell it privately but this is a hassle. Aside from having to arrange for advertising, dealing with a succession of chancers and tyre kickers and arranging for test drives and so on there is no guarantee as to when the car will actually be sold – this is far from ideal when expecting to get a replacement car which will need taxing and insuring in its own right. The obvious alternative is to stick the car in an auction and that was my initial thought. It was only when I told Nina that I would trek into Glasgow to drop it off that she suggested “We Buy Any Car” who have those utterly irritating adverts on the TV (which obviously must have worked on some level). I’ve always been rather wary of these firms as they come across as being the aforementioned “chancers and tyre kickers” but the no obligation quote and appointment seemed fair enough and their estimate of valuation looked similar to the auction house with the added bonus that their fee was £50 less.

The initial valuation is based on the description of the car, which is the registration (giving the make, model and age) tied to declarations of the mileage, service history, outstanding finance and so on. There are then options to add imperfections which will reduce the price by a few pounds (for a simple chip) to several hundred for serious damage to body panels. This latter bit is where it gets a bit tricky as there is no check list as such and it is a case of the owner’s opinion of condition against their standard. I put on the things I could specifically remember and made a booking at the local outlet (which was a good deal more convenient than the auction house in Glasgow).

The first thing to say about the assessment is that there were no “chancers or tyre kickers” in sight. The man carrying out the assessment was both friendly and professional. Initially he checked that all my paperwork and documentation was in order and then went on to carry out an examination of the car. Some of his assessments were more severe than mine – where I had described the rear bumper as scuffed, he put it as dented (which it was) but he actually removed some of my assessments of interior damage as acceptable wear and tear given the age and mileage of the vehicle. The only mechanical check (which he jokingly described as “an extensive test drive”) was to start the car, reverse it by two metres, drive it forward two meters and apply the brake. The only major item I had missed from my assessment were the scraped alloy wheels which I had forgotten about, mainly because when I examine a wheel I am more concerned about the condition of the tyres. However, as a bonus he marked my “partial service history” as full because, although I had lost the original service book with the dealer stamps in, I had a full set of service receipts.

The final figure that I was given wasn’t too bad. It was slightly below the auction house estimate but, once the fees were taken into account this was less than £100 difference with the bonus that it was all done and dusted on the day and I was not running the risk of a no sale. I was also saved the inconvenience of getting back from Glasgow on my own steam. I decided it would be a good opportunity to take the dog on a long walk so I wandered back home with a whippet on one hand and my magic beans in the other. Needless to say that it rained on us torrentially. So, would I recommend “We Buy Any Car”? On my experience, yes, although I think it helps to set one’s expectations fairly low. In my circumstances it was a good service and a reasonable deal and given that the initial valuation is online and free it wouldn’t be a bad idea to do this before visiting a dealer just to see whether they are taking the proverbial or not. Above all, it's a good way of avoiding the "chancers and tyre kickers" altogether.